3rd Pillar Advice & Comparison

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Without any compromise!

Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm

There are 1,440 minutes in a day. Take 1 to call us.

Without any compromise!

Opening hours are Monday to Friday, 9am to 5pm, Callbacks scheduled up to 8pm

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Third Pillar Swiss Pensions

We send you a product comparison of the best offers.

3rd Pillar

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You will get the forms to fill out and you are ready to go.

What is a third pillar pension?

The Swiss pension system is made up of three Pillars – state pensions, occupational pensions and private pensions.

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Pillar 1

State Pensions

Government

Pillar 2

Company Pensions

Employer

Pillar 3

Private Pensions

Individual

Pillar 3 is split into two different options;

Third Pillar Swiss Pension Options

Pillar 3a

  • Pillar 3a max CHF 7,056 (2023) as per Swiss government website ch.ch
  • Contributions are income tax deductible
  • Typical tax saving CHF 2,500+ per year
  • Withdraw when leaving Switzerland
  • Option of a Capital Protection and/or funds – benefit from higher investment returns without risking your capital
  • Full Pillar 3a details here

Pillar 3b

  • No maximum annual contribution limit
  • No tax deduction on entry (Apart from Geneva), no tax on growth, and no tax on exit
  • Unrestricted – can be accessed for any reason or purpose
  • Can be used to pay off mortgages, finance university costs and as an investment account
  • Option of a Capital Guarantee and /or funds – benefit from higher investment returns without risking your capital
  • Full Pillar 3b details here

Confused by the options?

Give us a call, or use the chat feature to speak to experts live now!

At pillar3 we are experts on everything 3rd pillar pension. From what is a 3rd pillar, what is the 3a max, to what type of investment should go within your 3rd pillar. We give independent, tailored advice to fit your needs. For Swiss residents/prior residents only.

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How does it work?

Opening hours are Monday to Friday, 9am to 5pm, Callbacks scheduled up to 8pm

Offers

Third Pillar Swiss Pensions

We send you a product comparison of the best offers.

3rd Pillar

Pillar3 Icon

You will get the forms to fill out and you are ready to go.

Opening hours are Monday to Friday, 9am to 5pm, Callbacks scheduled up to 8pm

19 22 09 45

What’s this?

Time left to submit 3rd pillar applications for 2023

Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm

15 22 09 45

What’s this?

Time left to submit 3rd pillar applications for 2023

Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm

Pillar 3a

Pillar 3b

Save tax

Use for property

Retirement planning

Education funding

How are we different?

We do not have our own products, and we are totally unbiased in our opinion. We give advice that is;

  • Independent
  • Qualified
  • Regulated

So, what are you waiting for?

Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm

Save tax, using a high yield savings account, with the best savings rates. Have more money for your pension drawdown, more money to buy a house, and save more effectively for your children’s education funds. For Swiss residents/prior residents only.

We do not have our own products, and we are totally unbiased in our opinion. We give advice that is;

  • Independent
  • Qualified
  • Regulated

So, what are you waiting for?

Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm

Save tax with a 3rd pillar pension, using a high yield savings account, with the best savings rates. Have more money for your pension drawdown, more money to buy a house, and save more effectively for your children’s education funds. For Swiss residents/prior residents only.