3rd Pillar Advice & Comparison
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Without any compromise!
Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm
There are 1,440 minutes in a day. Take 1 to call us.
Without any compromise!
Opening hours are Monday to Friday, 9am to 5pm, Callbacks scheduled up to 8pm
Call
Click here to have us call you.
Offers
We send you a product comparison of the best offers.
3rd Pillar
You will get the forms to fill out and you are ready to go.
What is a third pillar pension?
The Swiss pension system is made up of three Pillars – state pensions, occupational pensions and private pensions.
Pillar 1
State Pensions
Government
Pillar 2
Company Pensions
Employer
Pillar 3
Private Pensions
Individual
Pillar 3 is split into two different options;
Pillar 3a
- Pillar 3a max CHF 7,056 (2023) as per Swiss government website ch.ch
- Contributions are income tax deductible
- Typical tax saving CHF 2,500+ per year
- Withdraw when leaving Switzerland
- Option of a Capital Protection and/or funds – benefit from higher investment returns without risking your capital
- Full Pillar 3a details here
Pillar 3b
- No maximum annual contribution limit
- No tax deduction on entry (Apart from Geneva), no tax on growth, and no tax on exit
- Unrestricted – can be accessed for any reason or purpose
- Can be used to pay off mortgages, finance university costs and as an investment account
- Option of a Capital Guarantee and /or funds – benefit from higher investment returns without risking your capital
- Full Pillar 3b details here
Confused by the options?
Give us a call, or use the chat feature to speak to experts live now!
At pillar3 we are experts on everything 3rd pillar pension. From what is a 3rd pillar, what is the 3a max, to what type of investment should go within your 3rd pillar. We give independent, tailored advice to fit your needs. For Swiss residents/prior residents only.
How does it work?
Opening hours are Monday to Friday, 9am to 5pm, Callbacks scheduled up to 8pm
Offers
We send you a product comparison of the best offers.
3rd Pillar
You will get the forms to fill out and you are ready to go.
Opening hours are Monday to Friday, 9am to 5pm, Callbacks scheduled up to 8pm
What’s this?
Time left to submit 3rd pillar applications for 2023
Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm
What’s this?
Time left to submit 3rd pillar applications for 2023
Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm
Pillar 3a
Pillar 3b
Save tax
Use for property
Retirement planning
Education funding
How are we different?
We do not have our own products, and we are totally unbiased in our opinion. We give advice that is;
- Independent
- Qualified
- Regulated
So, what are you waiting for?
Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm
Save tax, using a high yield savings account, with the best savings rates. Have more money for your pension drawdown, more money to buy a house, and save more effectively for your children’s education funds. For Swiss residents/prior residents only.
We do not have our own products, and we are totally unbiased in our opinion. We give advice that is;
- Independent
- Qualified
- Regulated
So, what are you waiting for?
Opening hours are Monday to Friday,
9am to 5pm, Callbacks scheduled up to 8pm
Save tax with a 3rd pillar pension, using a high yield savings account, with the best savings rates. Have more money for your pension drawdown, more money to buy a house, and save more effectively for your children’s education funds. For Swiss residents/prior residents only.